Tired of rising electricity bills every month? There's now a way to bring them close to zero and the government will pay a big part of the cost. The PM Surya Ghar Yojana is India's flagship rooftop solar scheme, offering homeowners up to ₹78,000 in subsidy and up to 300 free units of electricity every month.

In this guide, you'll learn what the scheme is, how much subsidy you can get, who is eligible, how to apply step by step, and how to choose the right solar panels so your savings last for decades. We'll also show you why thousands of Indian homeowners trust INA Solar's made in India panels to get the most out of their rooftop. Whether you're in Jaipur, Delhi, or anywhere in India, here's everything you need to know about PM Surya Ghar Yojana in simple words.

What Is PM Surya Ghar Yojana?

PM Surya Ghar Yojana (officially PM Surya Ghar: Muft Bijli Yojana) is a central government scheme launched in February 2024 by the Ministry of New and Renewable Energy (MNRE). It helps households install rooftop solar panels by giving them a direct cash subsidy, so they can generate their own free electricity.

The goal is ambitious solar power for one crore homes across India. As of early 2026, the scheme has already helped over 40 lakh households go solar.

In short: Install rooftop solar, claim a government subsidy, and slash your monthly electricity bill.

PM Surya Ghar Yojana Subsidy: How Much Can You Get?

The subsidy depends on your system size. The central government pays a fixed amount per kilowatt (kW):

The cap is ₹78,000 a 5 kW or 10 kW system does not get more central subsidy, so size your system to your actual usage. The amount is sent straight to your Aadhaar-linked bank account through Direct Benefit Transfer (DBT), with no middleman. Many states add their own top-up too  for example, Rajasthan offers an extra state subsidy, so Jaipur homeowners can save even more. Check your state's energy portal for the current figure.

Who Is Eligible for the Scheme?

You can apply for PM Surya Ghar Yojana if you:
•    Are an Indian citizen.
•    Own a house with a rooftop suitable for solar.
•    Have a valid electricity connection from your local DISCOM.
•    Have not already claimed rooftop solar subsidy on the same connection.

Remember: the subsidy can be claimed only once per electricity consumer number, so plan your system size correctly the first time.

Key Benefits of PM Surya Ghar Yojana

•    Up to 300 free units of electricity every month.
•    Subsidy of up to ₹78,000, reducing your upfront cost.
•    Extra income — sell surplus power to the grid via net metering.
•    Low payback — most homeowners recover their cost in just 4 to 6 years.
•    30+ years of savings from a system that keeps generating long after it pays for itself.
•    A cleaner planet — every rooftop cuts dependence on fossil fuels.

How to Apply for PM Surya Ghar Yojana (Step by Step)

The process is fully online:
1.    Register on pmsuryaghar.gov.in using your mobile number, state, DISCOM, and electricity consumer number.
2.    Apply for rooftop solar and upload your latest electricity bill and Aadhaar.
3.    Get DISCOM approval — wait for technical feasibility clearance (usually 7 to 30 days).
4.    Choose an empanelled vendor and insist on ALMM-approved, made in India solar panels — such as INA's TOPCon modules — for the best long-term output.
5.    Install the system and complete net metering with your DISCOM.
6.    Upload the commissioning report to claim your subsidy, which is credited within about 30 to 45 days.

Need help? The scheme's national toll-free number is 15555.

How Much Can You Actually Save?

A typical 3 kW rooftop system costs around ₹1.8–2 lakh before subsidy. After the ₹78,000 central subsidy, your net cost falls to roughly ₹1.1–1.2 lakh (lower still with a state top-up). Prices vary by location, vendor, and panel type, so always compare the full system quote and the TOPCon solar panel price before deciding.

That 3 kW system can cover most of an average family's needs bringing your monthly bill close to zero. Over 30 years, that's lakhs of rupees saved from one subsidised investment.

Why Your Choice of Solar Panel Decides Your Savings

Here's what most homeowners miss: the subsidy is the same whatever panel you pick, but panel quality decides how much you actually save over 30 years. A cheap panel that degrades quickly quietly eats into your returns.

Two rules to keep in mind:

7.    Subsidised systems must use ALMM-approved, made in India solar panels — so choosing a strong Indian manufacturer is both required and smart.

8.    Higher-efficiency panels generate more units from the same roof space directly increasing your savings.

INA's TOPCon Panels: Built for Indian Rooftops

This is where INA Solar (Insolation Energy) fits in. INA is one of the best solar panel companies in India a made in India manufacturer with over 9 years of experience and 5.5 GW of annual capacity across three Jaipur facilities, Near DaulatpuraToll Tax, Jaipur-Delhi Bypass, Jatawali Industrial Area, Tehsil Chomu, Sawarda, Delhi -Ajmer Expressway,  trusted by 40,000+ customers and 1,000+ channel partners across 100+ districts.

INA manufactures advanced N-type TOPCon solar panels using AI and robotics for consistent, high-grade quality. Its flagship Platinum Series G12R modules use N-type TOPCon bifacial, glass-to-glass technology in the 600–635 Wp range delivering high efficiency, strong performance in heat and low light, and a long, reliable life. INA's wider TOPCon range spans 500–635 Wp, covering homes, businesses, solar farms, and parks

For a homeowner, that means more units generated per panel, lower bills, and a system that keeps performing for 30+ years exactly what you want when investing through PM Surya Ghar Yojana.

One important note: INA doesn't install your rooftop itself it's a manufacturer. But with channel partners across 100+ districts, there's likely an INA-authorised installer near you. The smart move: when you pick your empanelled vendor, ask them to fit INA TOPCon panels.

Why Choose INA Solar for Your Home?

When you're investing in 30 years of savings, the brand behind your panels matters. INA Solar (Insolation Energy) is one of the best solar panel companies in India and here's why thousands of homeowners choose INA:

And INA isn’t standing still. The company is on a rapid growth path scaling up to 4.5 GW of in-house solar cell manufacturing, adding 18,000 MTA of aluminium frame production, and expanding beyond Jaipur with an upcoming fourth plant at Narmadapuram, Madhya Pradesh. Together with its AI- and robotics-driven facilities, this builds a vertically integrated, made-in-India supply chain with tighter quality control at every stage so the panels on your roof today are backed by a manufacturer built to support you for decades to come.

More efficiency means more units generated, lower bills, and bigger lifetime savings from the same subsidy. That's the INA advantage.

Frequently Asked Questions

What is the maximum subsidy under PM Surya Ghar Yojana?

The maximum central subsidy is ₹78,000 for a 3 kW or larger system. Many states add an extra top-up.

How many free units do I get?

Eligible households can get up to 300 free units of electricity per month, depending on system size and usage.

How long does it take to get the subsidy?

After installation, net metering, and uploading the commissioning report, the subsidy is usually credited within 30 to 45 days.

Which solar panel is best for the PM Surya Ghar scheme?

Choose an ALMM-approved, made in India panel. High-efficiency N-type TOPCon modules like INA's Platinum Series G12R offer the best long-term savings.

Can I sell extra electricity?

Yes. With net metering, you can export surplus power to the grid and earn credits on your bill.

Who is INA Solar (Insolation Energy)?

INA Solar (Insolation Energy Limited) is one of the best solar panel companies in India, with over 9 years of experience and 5.5 GW of annual capacity across three AI- and robotics-driven facilities in Jaipur. It makes ALMM-approved, made-in-India N-type TOPCon panels including the Platinum Series G12R trusted by 40,000+ customers and 1,000+ channel partners across 100+ districts. INA Solar is also rapidly scaling up, with expansion plans to reach 4.5 GW of in-house solar cell manufacturing, and 18,000 MTA of aluminium frame production building a vertically integrated, made-in-India supply chain that ensures greater quality control and reliability. All of this makes it a dependable choice for your PM Surya Ghar rooftop system.

Make Your Rooftop Count

PM Surya Ghar Yojana is one of the best opportunities Indian homeowners have ever had to cut electricity bills and switch to clean energy. With up to ₹78,000 subsidy, 300 free units a month, and a 4-to-6-year payback, there's never been a better time to go solar. The one decision that shapes your savings for the next 25 years is the panel you choose.

Choose INA Solar India's trusted name in high-efficiency, made in India solar panels. When you install under the scheme, ask your vendor for INA Solar's TOPCon and Platinum Series G12R modules, or contact INA today to find an authorised channel partner near you and power your home with panels built to save you more, for longer.

☎ +91 7240 444 666     ✉ enquiry@insolationenergy.in     🌐 www.insolationenergy.in

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